POST OFFICE SMALL SAVINGS SCHEMES
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|
Schemes |
Rate of interest
w.e.f 01.01.2024 to 31.03.2024 |
Compounding
Frequency* |
|
Post Office
Savings Account |
4.0% |
Annually Paid on 31 March |
|
1-Year Fixed Deposit (Time Deposit- Fixed Deposit) |
6.9% (Annual
Interest ₹708 for ₹10,000/-) |
Quarterly |
|
2-Year Time
Deposit |
7.0% (Annual
Interest ₹719 for ₹10,000/-) |
Quarterly |
|
3 Years Time
Deposit |
7.1% (Annual
Interest ₹729 for ₹10,000/-) |
Quarterly |
|
5-Year Time
Deposit |
7.5% (Annual
Interest ₹771 for ₹10,000/-) |
Quarterly |
|
5 Year Recurring
Deposit Scheme |
6.7% (100 = 7137) |
Quarterly |
|
Senior Citizen
Savings Scheme |
8.2 (Quarterly
Interest ₹205 for ₹10,000/-) |
Quarterly and
Paid |
|
Monthly Income
Account |
7.4 (Monthly
Interest ₹62 for ₹10,000/-) |
Monthly and paid |
|
National Savings
Certificate (VIII Issue) |
7.7 (Maturity
Value ₹14,490 for ₹10,000/-) |
Annually |
|
Public Provident
Fund Scheme |
7.1% |
Annually |
|
Kisan Vikas
Patra |
7.5% (will mature
in 115 months) |
Annually |
|
Mahila Samman
Savings Certificate |
7.5% (Maturity
Value ₹11,602 for ₹10,000/-) |
Quarterly |
|
Sukanya Samriddhi
Account Scheme Source: India Post |
8.2% |
Annually |
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